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Union Federal® Private Student Loan
Prequalify now with no impact to your credit score!
School & Loan Information
I Am Studying for My
The type of degree the loan is for
Undergraduate Degree
Graduate Degree
Required Field
I Am the
Are you the applicant or cosigner
Student
Cosigner
Required Field
My Permanent State of Residence Is
Select a State
Alberta
British Columbia
Manitoba
New Brunswick
Newfoundland
Northwest Territories
Nova Scotia
Nunavut
Ontario
Prince Edward Island
Quebec
Saskatchewan
Yukon Territories
Alabama
Alaska
American Samoa
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Fed States Of Micronesia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Armed Forces - Americas
Armed Forces - Other
Armed Forces - Pacific
Foreign Country
Required Field
Required Field
Applying with a Cosigner?
Are you applying with a cosigner
Yes
No
Most students have limited credit history and income.
Adding a cosigner
with a solid financial history and good credit may help
improve your chances of loan approval by 4 times
and sometimes may even result in
a lower interest rate
.
Required Field.
Cosigner's Permanent State of Residence
Select a State
Alberta
British Columbia
Manitoba
New Brunswick
Newfoundland
Northwest Territories
Nova Scotia
Nunavut
Ontario
Prince Edward Island
Quebec
Saskatchewan
Yukon Territories
Alabama
Alaska
American Samoa
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Fed States Of Micronesia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Palau
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Armed Forces - Americas
Armed Forces - Other
Armed Forces - Pacific
Foreign Country
Same State as Above
Required Field
School State
Select a State
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Required Field.
Updating.....
Year in School
Select the grade level
Freshman
Sophomore
Junior
Senior
5th Year Plus
First Year Graduate
Second Year Graduate
Third Year Graduate
Fourth Year Graduate
Fifth Year Graduate
Required Field.
Enrollment Level
Enrollment selection
Full Time
(½ time or more)
Part Time
(less than ½ time)
Please be advised that if you are attending on a "Less than half time" basis, you will be limited to Immediate Repayment as the repayment type.
Required Field
Major
Select a Major
Accounting / Finance
Adv / Comm / PR
Business
Computer Science
Dentistry
Economics
Education
Engineering
English
Fine Arts / Applied Arts
History
Law
Mathematics
Medical
Political Science
Science
Social Sciences
All Others
Required Field.
Academic Period for Loan
Select an Academic Period
Full Academic Year & Summer 2023-2024
Fall/Spring 2023-2024
Winter 2024
Summer/Fall 2023
Fall 2023
Full Academic Year & Summer 2022-2023
Spring/Summer 2023
Summer 2023
Fall/Spring 2022-2023
Spring 2023
Winter 2023
Summer/Fall 2022
Fall 2022
Spring/Summer 2022
Summer 2022
Required Field.
Expected Graduation Date
Year must be between 2022 to 2033
Estimated Cost of Attendance for Academic Period
Estimated Financial Assistance for Academic Period
Requested Loan Amount
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Required Field.
Additional Help
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Help Topics
What factors are used in the initial credit review?
The initial credit review is based on the information you and your cosigner (if applicable) provide during the application process and the information obtained from your credit report (and any cosigner's credit report). If you pass the initial credit review, documentation will be requested to verify your identity and annual income. A signed Loan Packet, including the Credit Agreement, Approval Disclosure and Applicant Self-Certification Form is required before a final loan decision is made. Your school will be required to certify the loan amount for the upcoming academic year/semester prior to disbursement.
Why do you need the Student's Cost of Attendance and Estimated Financial Assistance?
Before a final loan decision is made, you will be asked to sign an Applicant Self-Certification Form. The Student's Cost of Attendance and Estimated Financial Assistance are two fields on the form. By entering the information here, we are able to pre-fill the Applicant Self-Certification Form with this information.
How much can I borrow?
The minimum and maximum you can borrow is determined by the school you are attending, the loan type you selected, and your state of residence.
Is there a penalty for pre-payment or paying the loan off early?
No, there is not a penalty for pre-payment of your loan. You will only be charged the amount of interest that has accrued on the loan until the day the loan is paid off.
In order to apply for a loan, do I need to know what school I'm attending?
Yes, you need to be enrolled at least 1/2 time as a student at an eligible school.
Keep in mind
Make sure you're prepared with this information before you apply:
Exhaust other funding first
Let us help fill the financial gaps after you've applied for
Grants, Scholarships, and Federal Aid
Apply with a qualified cosigner
It can make a big difference-
see why
Do I meet the Requirements?
Review the
application requirements
Frequently asked questions
FAQs
Glossary and Terms
Glossary
Have questions?
Contact us at:
866-513-8445
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